Call reports 2004
AFFINITY BANK OF PENNSYLVANIA — 2004
What AFFINITY BANK OF PENNSYLVANIA reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 81,805,000 | 87,760,000 | 99,201,000 | 102,817,000 |
| Total loans | 14,180,000 | 19,647,000 | 22,413,000 | 28,524,000 |
| Allowance for loan losses | 245,000 | 300,000 | 330,000 | 390,000 |
| Securities available for sale | 61,207,000 | 53,761,000 | 72,759,000 | 70,775,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,868,000 | 75,989,000 | 83,866,000 | 85,773,000 |
| Interest-bearing deposits | 61,789,000 | 73,244,000 | 79,958,000 | 82,326,000 |
| Noninterest-bearing deposits | 8,079,000 | 2,745,000 | 3,908,000 | 3,447,000 |
| Equity capital | 6,641,000 | 6,564,000 | 10,295,000 | 12,013,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 487,000 | 1,158,000 | 1,966,000 | 2,861,000 |
| Interest expense | 296,000 | 665,000 | 1,087,000 | 1,525,000 |
| Net interest income | 191,000 | 493,000 | 879,000 | 1,336,000 |
| Noninterest income | 6,000 | 21,000 | 38,000 | 51,000 |
| Noninterest expense | 404,000 | 841,000 | 1,276,000 | 1,675,000 |
| Provision for loan losses | 45,000 | 100,000 | 130,000 | 190,000 |
| Pretax income | -252,000 | -427,000 | -489,000 | -478,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -252,000 | -427,000 | -489,000 | -478,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,402,000 | 7,318,000 | 10,315,000 | 12,211,000 |
| Total capital | 6,647,000 | 7,618,000 | 10,645,000 | 12,601,000 |
| Risk-weighted assets | 27,315,000 | 33,579,000 | 37,075,000 | 41,949,000 |