Call reports 2003
AFFINITY BANK OF PENNSYLVANIA — 2003
What AFFINITY BANK OF PENNSYLVANIA reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|
| Total assets | 22,942,000 | 42,294,000 | 60,927,000 |
| Total loans | 1,338,000 | 6,308,000 | 10,035,000 |
| Allowance for loan losses | 35,000 | 150,000 | 200,000 |
| Securities available for sale | 18,300,000 | 32,910,000 | 47,178,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 10,448,000 | 30,196,000 | 49,096,000 |
| Interest-bearing deposits | 9,624,000 | 29,239,000 | 47,342,000 |
| Noninterest-bearing deposits | 824,000 | 957,000 | 1,754,000 |
| Equity capital | 7,315,000 | 6,922,000 | 6,689,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|
| Interest income | 51,000 | 223,000 | 555,000 |
| Interest expense | 17,000 | 134,000 | 341,000 |
| Net interest income | 34,000 | 89,000 | 214,000 |
| Noninterest income | 4,000 | 20,000 | 25,000 |
| Noninterest expense | 527,000 | 891,000 | 1,232,000 |
| Provision for loan losses | 35,000 | 150,000 | 200,000 |
| Pretax income | -524,000 | -932,000 | -1,193,000 |
| Income tax | 0 | 0 | 0 |
| Net income | -524,000 | -932,000 | -1,193,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|
| Tier 1 capital | 7,315,000 | 6,907,000 | 6,646,000 |
| Total capital | 7,350,000 | 7,057,000 | 6,846,000 |
| Risk-weighted assets | 5,876,000 | 14,711,000 | 21,118,000 |