Call reports 2025
WEST TEXAS NATIONAL BANK — 2025
What WEST TEXAS NATIONAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 2,876,290,000 | 2,691,438,000 | 2,748,058,000 | 2,812,432,000 |
| Total loans | 1,388,478,000 | 1,482,264,000 | 1,554,641,000 | 1,544,842,000 |
| Allowance for loan losses | 27,134,000 | 29,091,000 | 32,771,000 | 29,301,000 |
| Securities available for sale | 505,537,000 | 571,851,000 | 564,857,000 | 601,753,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,592,308,000 | 2,399,911,000 | 2,444,586,000 | 2,499,733,000 |
| Interest-bearing deposits | 1,880,571,000 | 1,658,080,000 | 1,666,052,000 | 1,685,378,000 |
| Noninterest-bearing deposits | 711,737,000 | 741,831,000 | 778,534,000 | 814,355,000 |
| Equity capital | 252,205,000 | 261,863,000 | 275,414,000 | 285,772,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 37,025,000 | 78,108,000 | 116,750,000 | 156,115,000 |
| Interest expense | 13,169,000 | 26,638,000 | 39,554,000 | 51,563,000 |
| Net interest income | 23,856,000 | 51,470,000 | 77,196,000 | 104,552,000 |
| Noninterest income | 1,458,000 | 2,853,000 | 4,465,000 | 6,080,000 |
| Noninterest expense | 11,222,000 | 22,073,000 | 33,659,000 | 46,040,000 |
| Provision for loan losses | 2,000,000 | 4,000,000 | 10,857,000 | 13,207,000 |
| Pretax income | 11,929,000 | 27,406,000 | 36,136,000 | 50,969,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 11,929,000 | 27,406,000 | 36,136,000 | 50,969,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 255,763,000 | 262,990,000 | 267,119,000 | 277,152,000 |
| Total capital | 276,578,000 | 285,099,000 | 289,719,000 | 299,947,000 |
| Risk-weighted assets | 1,654,349,000 | 1,757,164,000 | 1,793,291,000 | 1,813,107,000 |