Call reports 2024
WEST TEXAS NATIONAL BANK — 2024
What WEST TEXAS NATIONAL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 2,417,528,000 | 2,368,247,000 | 2,493,450,000 | 2,768,067,000 |
| Total loans | 1,376,507,000 | 1,419,985,000 | 1,478,636,000 | 1,427,687,000 |
| Allowance for loan losses | 22,652,000 | 24,170,000 | 25,411,000 | 25,368,000 |
| Securities available for sale | 527,031,000 | 473,635,000 | 442,762,000 | 493,436,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,178,574,000 | 2,117,425,000 | 2,224,267,000 | 2,495,683,000 |
| Interest-bearing deposits | 1,397,190,000 | 1,384,680,000 | 1,380,451,000 | 1,701,778,000 |
| Noninterest-bearing deposits | 781,384,000 | 732,745,000 | 843,816,000 | 793,905,000 |
| Equity capital | 210,105,000 | 220,978,000 | 240,198,000 | 242,794,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 34,170,000 | 70,352,000 | 109,309,000 | 148,251,000 |
| Interest expense | 11,559,000 | 23,570,000 | 36,893,000 | 49,433,000 |
| Net interest income | 22,611,000 | 46,782,000 | 72,416,000 | 98,818,000 |
| Noninterest income | 1,608,000 | 3,077,000 | 4,650,000 | 6,336,000 |
| Noninterest expense | 10,887,000 | 21,338,000 | 32,455,000 | 43,453,000 |
| Provision for loan losses | 6,000,000 | 9,500,000 | 12,500,000 | 14,000,000 |
| Pretax income | 7,331,000 | 18,006,000 | 30,933,000 | 51,209,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 7,331,000 | 18,006,000 | 30,933,000 | 51,209,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 225,203,000 | 232,630,000 | 241,904,000 | 251,833,000 |
| Total capital | 243,740,000 | 253,678,000 | 263,552,000 | 273,279,000 |
| Risk-weighted assets | 1,474,975,000 | 1,675,895,000 | 1,723,003,000 | 1,707,240,000 |