Call reports 2023
WEST TEXAS NATIONAL BANK — 2023
What WEST TEXAS NATIONAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 2,221,228,000 | 2,296,984,000 | 2,231,573,000 | 2,428,790,000 |
| Total loans | 1,110,688,000 | 1,308,938,000 | 1,341,555,000 | 1,331,000,000 |
| Allowance for loan losses | 18,713,000 | 23,410,000 | 22,893,000 | 22,825,000 |
| Securities available for sale | 681,840,000 | 610,049,000 | 584,201,000 | 565,420,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,024,336,000 | 1,962,792,000 | 1,843,163,000 | 2,170,642,000 |
| Interest-bearing deposits | 1,173,969,000 | 1,076,061,000 | 1,072,107,000 | 1,350,984,000 |
| Noninterest-bearing deposits | 850,367,000 | 886,731,000 | 771,056,000 | 819,658,000 |
| Equity capital | 171,845,000 | 176,489,000 | 182,337,000 | 208,038,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 24,699,000 | 53,415,000 | 83,910,000 | 115,817,000 |
| Interest expense | 4,972,000 | 14,149,000 | 24,238,000 | 35,157,000 |
| Net interest income | 19,727,000 | 39,266,000 | 59,672,000 | 80,660,000 |
| Noninterest income | 1,525,000 | 3,039,000 | 4,515,000 | 6,079,000 |
| Noninterest expense | 10,091,000 | 19,866,000 | 29,901,000 | 40,868,000 |
| Provision for loan losses | 1,485,000 | 5,786,000 | 5,286,000 | 5,286,000 |
| Pretax income | 9,137,000 | 14,701,000 | 26,562,000 | 38,184,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 9,137,000 | 14,701,000 | 26,562,000 | 38,184,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 193,026,000 | 198,589,000 | 210,453,000 | 221,074,000 |
| Total capital | 209,844,000 | 218,147,000 | 230,033,000 | 240,611,000 |
| Risk-weighted assets | 1,340,811,000 | 1,557,419,000 | 1,559,204,000 | 1,555,798,000 |