Call reports 2022
WEST TEXAS NATIONAL BANK — 2022
What WEST TEXAS NATIONAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,926,959,000 | 1,926,582,000 | 1,998,377,000 | 2,108,227,000 |
| Total loans | 929,489,000 | 908,524,000 | 928,991,000 | 1,020,445,000 |
| Allowance for loan losses | 16,360,000 | 16,806,000 | 17,052,000 | 16,916,000 |
| Securities available for sale | 524,482,000 | 532,005,000 | 594,633,000 | 691,842,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,747,982,000 | 1,747,655,000 | 1,822,047,000 | 1,922,995,000 |
| Interest-bearing deposits | 849,515,000 | 825,305,000 | 838,750,000 | 942,848,000 |
| Noninterest-bearing deposits | 898,467,000 | 922,350,000 | 983,297,000 | 980,147,000 |
| Equity capital | 156,388,000 | 156,017,000 | 152,419,000 | 160,087,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 11,031,000 | 24,761,000 | 41,973,000 | 64,110,000 |
| Interest expense | 437,000 | 1,187,000 | 2,832,000 | 6,036,000 |
| Net interest income | 10,594,000 | 23,574,000 | 39,141,000 | 58,074,000 |
| Noninterest income | 2,668,000 | 4,084,000 | 5,759,000 | 7,239,000 |
| Noninterest expense | 7,878,000 | 15,936,000 | 25,634,000 | 36,006,000 |
| Provision for loan losses | 300,000 | 750,000 | 1,050,000 | -150,000 |
| Pretax income | 5,076,000 | 10,964,000 | 18,199,000 | 29,452,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 5,076,000 | 10,964,000 | 18,199,000 | 29,452,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 155,806,000 | 171,596,000 | 178,829,000 | 185,084,000 |
| Total capital | 169,434,000 | 185,296,000 | 193,212,000 | 200,623,000 |
| Risk-weighted assets | 1,087,138,000 | 1,092,394,000 | 1,146,868,000 | 1,239,422,000 |