Call reports 2021
WEST TEXAS NATIONAL BANK — 2021
What WEST TEXAS NATIONAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,417,742,000 | 1,436,556,000 | 1,576,880,000 | 1,803,065,000 |
| Total loans | 830,919,000 | 839,241,000 | 829,562,000 | 880,362,000 |
| Allowance for loan losses | 14,566,000 | 14,758,000 | 15,495,000 | 16,071,000 |
| Securities available for sale | 262,114,000 | 251,694,000 | 247,053,000 | 358,801,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,252,790,000 | 1,269,801,000 | 1,409,117,000 | 1,635,078,000 |
| Interest-bearing deposits | 654,998,000 | 671,424,000 | 691,536,000 | 735,392,000 |
| Noninterest-bearing deposits | 597,792,000 | 598,377,000 | 717,581,000 | 899,686,000 |
| Equity capital | 160,086,000 | 161,353,000 | 163,272,000 | 163,246,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 10,173,000 | 20,089,000 | 30,446,000 | 41,725,000 |
| Interest expense | 349,000 | 678,000 | 1,020,000 | 1,378,000 |
| Net interest income | 9,824,000 | 19,411,000 | 29,426,000 | 40,347,000 |
| Noninterest income | 1,191,000 | 2,476,000 | 3,757,000 | 5,255,000 |
| Noninterest expense | 7,457,000 | 15,036,000 | 22,598,000 | 30,397,000 |
| Provision for loan losses | 410,000 | 860,000 | 1,610,000 | 2,210,000 |
| Pretax income | 3,171,000 | 6,020,000 | 9,006,000 | 11,419,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,171,000 | 6,020,000 | 9,006,000 | 11,419,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 145,030,000 | 146,630,000 | 148,816,000 | 150,729,000 |
| Total capital | 156,473,000 | 158,262,000 | 160,877,000 | 163,865,000 |
| Risk-weighted assets | 911,892,000 | 927,034,000 | 961,052,000 | 1,047,582,000 |