Call reports 2020
WEST TEXAS NATIONAL BANK — 2020
What WEST TEXAS NATIONAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,380,873,000 | 1,385,684,000 | 1,358,689,000 | 1,375,929,000 |
| Total loans | 776,759,000 | 835,200,000 | 847,550,000 | 809,535,000 |
| Allowance for loan losses | 14,442,000 | 14,395,000 | 15,291,000 | 14,168,000 |
| Securities available for sale | 285,018,000 | 279,881,000 | 294,349,000 | 281,241,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,215,244,000 | 1,217,266,000 | 1,194,752,000 | 1,210,375,000 |
| Interest-bearing deposits | 647,992,000 | 631,531,000 | 622,277,000 | 654,803,000 |
| Noninterest-bearing deposits | 567,253,000 | 585,735,000 | 572,475,000 | 555,572,000 |
| Equity capital | 160,286,000 | 163,084,000 | 158,768,000 | 160,112,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 12,996,000 | 25,227,000 | 35,577,000 | 45,884,000 |
| Interest expense | 1,166,000 | 1,594,000 | 1,996,000 | 2,390,000 |
| Net interest income | 11,830,000 | 23,633,000 | 33,581,000 | 43,494,000 |
| Noninterest income | 1,413,000 | 2,456,000 | 3,657,000 | 4,886,000 |
| Noninterest expense | 6,920,000 | 14,104,000 | 21,324,000 | 28,540,000 |
| Provision for loan losses | 2,250,000 | 6,100,000 | 8,350,000 | 9,657,000 |
| Pretax income | 4,037,000 | 5,865,000 | 7,542,000 | 10,170,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,037,000 | 5,865,000 | 7,542,000 | 10,170,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 145,228,000 | 145,806,000 | 140,983,000 | 143,110,000 |
| Total capital | 156,838,000 | 157,215,000 | 152,599,000 | 154,412,000 |
| Risk-weighted assets | 925,686,000 | 909,392,000 | 925,256,000 | 900,941,000 |