Call reports 2019
WEST TEXAS NATIONAL BANK — 2019
What WEST TEXAS NATIONAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,377,978,000 | 1,344,004,000 | 1,306,928,000 | 1,392,652,000 |
| Total loans | 707,158,000 | 716,164,000 | 738,785,000 | 786,712,000 |
| Allowance for loan losses | 12,357,000 | 12,479,000 | 10,306,000 | 12,167,000 |
| Securities available for sale | 466,599,000 | 454,515,000 | 413,794,000 | 354,482,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,233,229,000 | 1,190,259,000 | 1,149,605,000 | 1,233,935,000 |
| Interest-bearing deposits | 642,978,000 | 610,799,000 | 594,725,000 | 603,558,000 |
| Noninterest-bearing deposits | 590,251,000 | 579,460,000 | 554,879,000 | 630,378,000 |
| Equity capital | 139,976,000 | 148,933,000 | 151,850,000 | 153,456,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 13,314,000 | 28,044,000 | 41,538,000 | 54,868,000 |
| Interest expense | 1,209,000 | 2,501,000 | 3,694,000 | 4,730,000 |
| Net interest income | 12,105,000 | 25,543,000 | 37,844,000 | 50,138,000 |
| Noninterest income | 1,486,000 | 3,165,000 | 4,704,000 | 6,150,000 |
| Noninterest expense | 6,339,000 | 13,232,000 | 20,313,000 | 27,110,000 |
| Provision for loan losses | 2,163,000 | 3,939,000 | 6,939,000 | 8,407,000 |
| Pretax income | 5,089,000 | 11,537,000 | 15,296,000 | 20,786,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 5,089,000 | 11,537,000 | 15,296,000 | 20,786,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 135,043,000 | 137,991,000 | 140,200,000 | 141,190,000 |
| Total capital | 145,936,000 | 149,188,000 | 150,941,000 | 152,905,000 |
| Risk-weighted assets | 869,612,000 | 894,082,000 | 890,882,000 | 936,454,000 |