Call reports 2018
WEST TEXAS NATIONAL BANK — 2018
What WEST TEXAS NATIONAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,290,919,000 | 1,270,392,000 | 1,385,319,000 | 1,430,581,000 |
| Total loans | 607,269,000 | 605,820,000 | 659,578,000 | 687,974,000 |
| Allowance for loan losses | 11,432,000 | 8,735,000 | 9,983,000 | 10,174,000 |
| Securities available for sale | 508,063,000 | 497,854,000 | 460,886,000 | 477,955,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,165,694,000 | 1,148,223,000 | 1,256,260,000 | 1,288,660,000 |
| Interest-bearing deposits | 648,187,000 | 613,671,000 | 619,598,000 | 608,273,000 |
| Noninterest-bearing deposits | 517,507,000 | 534,551,000 | 636,662,000 | 680,387,000 |
| Equity capital | 110,453,000 | 116,957,000 | 122,205,000 | 135,461,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 10,957,000 | 22,961,000 | 35,725,000 | 50,898,000 |
| Interest expense | 779,000 | 1,624,000 | 2,538,000 | 3,594,000 |
| Net interest income | 10,178,000 | 21,337,000 | 33,187,000 | 47,304,000 |
| Noninterest income | 1,337,000 | 2,717,000 | 4,238,000 | 5,739,000 |
| Noninterest expense | 6,183,000 | 12,604,000 | 18,904,000 | 26,038,000 |
| Provision for loan losses | 909,000 | 5,519,000 | 6,569,000 | 16,000 |
| Pretax income | 4,423,000 | 5,931,000 | 11,952,000 | 26,989,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,423,000 | 5,931,000 | 11,952,000 | 26,989,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 109,988,000 | 117,395,000 | 123,417,000 | 133,954,000 |
| Total capital | 119,220,000 | 126,670,000 | 133,940,000 | 144,857,000 |
| Risk-weighted assets | 735,798,000 | 750,126,000 | 853,835,000 | 872,167,000 |