Call reports 2017
WEST TEXAS NATIONAL BANK — 2017
What WEST TEXAS NATIONAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,206,323,000 | 1,220,211,000 | 1,214,855,000 | 1,239,558,000 |
| Total loans | 477,465,000 | 526,009,000 | 585,404,000 | 584,929,000 |
| Allowance for loan losses | 9,234,000 | 9,596,000 | 10,081,000 | 10,516,000 |
| Securities available for sale | 571,406,000 | 580,221,000 | 541,264,000 | 524,208,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,092,256,000 | 1,099,122,000 | 1,055,144,000 | 1,070,803,000 |
| Interest-bearing deposits | 539,936,000 | 527,226,000 | 538,035,000 | 516,303,000 |
| Noninterest-bearing deposits | 552,320,000 | 571,896,000 | 517,109,000 | 554,500,000 |
| Equity capital | 109,924,000 | 116,611,000 | 119,972,000 | 113,892,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 8,506,000 | 18,037,000 | 28,555,000 | 39,381,000 |
| Interest expense | 393,000 | 841,000 | 1,361,000 | 2,189,000 |
| Net interest income | 8,113,000 | 17,196,000 | 27,194,000 | 37,192,000 |
| Noninterest income | 1,322,000 | 2,533,000 | 3,867,000 | 5,234,000 |
| Noninterest expense | 5,255,000 | 11,022,000 | 16,699,000 | 23,117,000 |
| Provision for loan losses | 775,000 | 1,225,000 | 1,825,000 | 2,525,000 |
| Pretax income | 3,405,000 | 7,482,000 | 12,537,000 | 16,784,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,405,000 | 7,482,000 | 12,537,000 | 16,784,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 103,187,000 | 104,264,000 | 106,818,000 | 108,565,000 |
| Total capital | 111,261,000 | 112,854,000 | 115,912,000 | 117,531,000 |
| Risk-weighted assets | 644,370,000 | 685,817,000 | 726,162,000 | 715,402,000 |