Call reports 2016
WEST TEXAS NATIONAL BANK — 2016
What WEST TEXAS NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,148,079,000 | 1,118,855,000 | 1,128,052,000 | 1,204,745,000 |
| Total loans | 498,862,000 | 477,077,000 | 468,696,000 | 433,677,000 |
| Allowance for loan losses | 8,402,000 | 8,174,000 | 8,575,000 | 8,554,000 |
| Securities available for sale | 467,077,000 | 487,326,000 | 499,515,000 | 548,968,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,028,509,000 | 998,754,000 | 1,006,052,000 | 1,095,410,000 |
| Interest-bearing deposits | 539,704,000 | 515,185,000 | 487,605,000 | 530,730,000 |
| Noninterest-bearing deposits | 488,805,000 | 483,569,000 | 518,446,000 | 564,680,000 |
| Equity capital | 115,686,000 | 116,135,000 | 117,772,000 | 105,142,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 8,654,000 | 16,791,000 | 24,786,000 | 32,592,000 |
| Interest expense | 332,000 | 652,000 | 964,000 | 1,290,000 |
| Net interest income | 8,322,000 | 16,139,000 | 23,822,000 | 31,302,000 |
| Noninterest income | 2,002,000 | 3,324,000 | 4,674,000 | 5,948,000 |
| Noninterest expense | 5,003,000 | 10,452,000 | 16,040,000 | 22,307,000 |
| Provision for loan losses | 2,656,000 | 5,806,000 | 6,256,000 | 6,706,000 |
| Pretax income | 2,665,000 | 3,205,000 | 6,200,000 | 8,237,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,665,000 | 3,205,000 | 6,200,000 | 8,237,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 98,059,000 | 96,749,000 | 97,744,000 | 99,781,000 |
| Total capital | 105,989,000 | 104,454,000 | 105,562,000 | 107,267,000 |
| Risk-weighted assets | 633,531,000 | 615,579,000 | 624,307,000 | 597,442,000 |