Call reports 2015
WEST TEXAS NATIONAL BANK — 2015
What WEST TEXAS NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,059,888,000 | 1,061,060,000 | 1,062,327,000 | 1,172,097,000 |
| Total loans | 562,455,000 | 572,647,000 | 547,831,000 | 520,771,000 |
| Allowance for loan losses | 8,611,000 | 9,075,000 | 8,152,000 | 7,631,000 |
| Securities available for sale | 374,682,000 | 379,883,000 | 361,401,000 | 459,383,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 952,116,000 | 953,732,000 | 946,256,000 | 1,057,487,000 |
| Interest-bearing deposits | 503,897,000 | 490,863,000 | 500,331,000 | 552,552,000 |
| Noninterest-bearing deposits | 448,219,000 | 462,869,000 | 445,925,000 | 504,935,000 |
| Equity capital | 104,774,000 | 103,942,000 | 112,566,000 | 110,674,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 8,841,000 | 17,689,000 | 26,284,000 | 34,937,000 |
| Interest expense | 376,000 | 745,000 | 1,117,000 | 1,426,000 |
| Net interest income | 8,465,000 | 16,944,000 | 25,167,000 | 33,511,000 |
| Noninterest income | 1,412,000 | 2,764,000 | 4,065,000 | 5,406,000 |
| Noninterest expense | 5,705,000 | 11,381,000 | 16,675,000 | 22,419,000 |
| Provision for loan losses | 450,000 | 950,000 | 1,759,000 | 2,479,000 |
| Pretax income | 4,062,000 | 7,717,000 | 11,138,000 | 14,359,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,062,000 | 7,717,000 | 11,138,000 | 14,359,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 89,846,000 | 91,002,000 | 96,923,000 | 97,894,000 |
| Total capital | 98,599,000 | 99,704,000 | 105,295,000 | 106,040,000 |
| Risk-weighted assets | 700,092,000 | 695,457,000 | 669,661,000 | 657,006,000 |