Call reports 2014
WEST TEXAS NATIONAL BANK — 2014
What WEST TEXAS NATIONAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 979,748,000 | 963,135,000 | 1,012,959,000 | 1,071,976,000 |
| Total loans | 453,359,000 | 480,646,000 | 541,127,000 | 586,968,000 |
| Allowance for loan losses | 6,622,000 | 6,898,000 | 6,103,000 | 8,214,000 |
| Securities available for sale | 302,065,000 | 389,377,000 | 388,510,000 | 367,230,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 889,676,000 | 864,857,000 | 912,682,000 | 965,618,000 |
| Interest-bearing deposits | 491,893,000 | 465,517,000 | 461,985,000 | 493,052,000 |
| Noninterest-bearing deposits | 397,783,000 | 399,339,000 | 450,698,000 | 472,566,000 |
| Equity capital | 87,269,000 | 95,373,000 | 97,266,000 | 103,299,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 7,187,000 | 15,399,000 | 24,177,000 | 33,644,000 |
| Interest expense | 318,000 | 678,000 | 1,039,000 | 1,422,000 |
| Net interest income | 6,869,000 | 14,721,000 | 23,138,000 | 32,222,000 |
| Noninterest income | 1,272,000 | 2,580,000 | 4,153,000 | 6,070,000 |
| Noninterest expense | 4,566,000 | 9,191,000 | 14,275,000 | 19,660,000 |
| Provision for loan losses | 0 | 275,000 | 321,000 | 2,519,000 |
| Pretax income | 3,526,000 | 7,786,000 | 12,607,000 | 16,025,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,526,000 | 7,786,000 | 12,607,000 | 16,025,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,536,000 | 84,296,000 | 86,116,000 | 89,534,000 |
| Total capital | 84,296,000 | 91,357,000 | 92,511,000 | 98,092,000 |
| Risk-weighted assets | 568,083,000 | 611,955,000 | 670,278,000 | 713,526,000 |