Call reports 2013
WEST TEXAS NATIONAL BANK — 2013
What WEST TEXAS NATIONAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 872,182,000 | 844,253,000 | 859,502,000 | 914,738,000 |
| Total loans | 404,006,000 | 427,049,000 | 438,861,000 | 433,163,000 |
| Allowance for loan losses | 6,950,000 | 7,214,000 | 7,410,000 | 6,652,000 |
| Securities available for sale | 262,017,000 | 239,809,000 | 236,110,000 | 278,163,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 785,028,000 | 759,015,000 | 773,905,000 | 828,120,000 |
| Interest-bearing deposits | 391,138,000 | 369,286,000 | 381,050,000 | 414,795,000 |
| Noninterest-bearing deposits | 393,890,000 | 389,729,000 | 392,855,000 | 413,325,000 |
| Equity capital | 84,041,000 | 82,079,000 | 82,350,000 | 83,746,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 6,780,000 | 13,761,000 | 20,801,000 | 28,768,000 |
| Interest expense | 288,000 | 571,000 | 861,000 | 1,160,000 |
| Net interest income | 6,492,000 | 13,190,000 | 19,940,000 | 27,608,000 |
| Noninterest income | 1,515,000 | 2,875,000 | 4,295,000 | 5,690,000 |
| Noninterest expense | 3,958,000 | 7,775,000 | 12,157,000 | 16,669,000 |
| Provision for loan losses | 300,000 | 600,000 | 839,000 | 91,000 |
| Pretax income | 3,749,000 | 9,455,000 | 12,976,000 | 18,198,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,749,000 | 9,455,000 | 12,976,000 | 18,198,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,461,000 | 73,567,000 | 74,288,000 | 76,260,000 |
| Total capital | 77,138,000 | 80,246,000 | 80,943,000 | 82,954,000 |
| Risk-weighted assets | 514,060,000 | 533,671,000 | 531,478,000 | 535,407,000 |