Call reports 2012
WEST TEXAS NATIONAL BANK — 2012
What WEST TEXAS NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 750,355,000 | 746,370,000 | 779,309,000 | 866,948,000 |
| Total loans | 323,837,000 | 377,063,000 | 425,785,000 | 391,346,000 |
| Allowance for loan losses | 5,555,000 | 5,668,000 | 6,170,000 | 6,923,000 |
| Securities available for sale | 301,716,000 | 287,559,000 | 252,348,000 | 235,583,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 669,498,000 | 660,910,000 | 688,926,000 | 777,222,000 |
| Interest-bearing deposits | 344,900,000 | 332,262,000 | 353,432,000 | 380,134,000 |
| Noninterest-bearing deposits | 324,598,000 | 328,648,000 | 335,495,000 | 397,088,000 |
| Equity capital | 77,775,000 | 82,569,000 | 87,230,000 | 86,600,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 6,053,000 | 12,980,000 | 19,982,000 | 27,069,000 |
| Interest expense | 348,000 | 653,000 | 939,000 | 1,217,000 |
| Net interest income | 5,705,000 | 12,327,000 | 19,043,000 | 25,852,000 |
| Noninterest income | 1,326,000 | 2,781,000 | 4,172,000 | 6,211,000 |
| Noninterest expense | 4,102,000 | 8,007,000 | 11,724,000 | 15,595,000 |
| Provision for loan losses | 27,000 | 477,000 | 1,033,000 | 1,833,000 |
| Pretax income | 2,747,000 | 6,173,000 | 9,842,000 | 13,959,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,747,000 | 6,173,000 | 9,842,000 | 13,959,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,584,000 | 69,176,000 | 71,245,000 | 71,712,000 |
| Total capital | 71,429,000 | 75,412,000 | 78,140,000 | 78,768,000 |
| Risk-weighted assets | 447,684,000 | 483,982,000 | 540,850,000 | 517,706,000 |