Call reports 2011
WEST TEXAS NATIONAL BANK — 2011
What WEST TEXAS NATIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 594,180,000 | 687,042,000 | 670,967,000 | 708,604,000 |
| Total loans | 293,735,000 | 308,736,000 | 329,384,000 | 307,641,000 |
| Allowance for loan losses | 4,231,000 | 4,554,000 | 5,048,000 | 5,505,000 |
| Securities available for sale | 117,174,000 | 126,608,000 | 159,090,000 | 192,179,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 525,776,000 | 615,414,000 | 595,432,000 | 630,420,000 |
| Interest-bearing deposits | 278,710,000 | 331,320,000 | 305,241,000 | 326,821,000 |
| Noninterest-bearing deposits | 247,066,000 | 284,094,000 | 290,191,000 | 303,599,000 |
| Equity capital | 65,929,000 | 68,960,000 | 72,492,000 | 74,956,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 5,576,000 | 11,332,000 | 17,336,000 | 23,336,000 |
| Interest expense | 456,000 | 887,000 | 1,258,000 | 1,615,000 |
| Net interest income | 5,120,000 | 10,445,000 | 16,078,000 | 21,721,000 |
| Noninterest income | 1,104,000 | 2,467,000 | 3,857,000 | 4,594,000 |
| Noninterest expense | 4,263,000 | 8,483,000 | 12,734,000 | 16,782,000 |
| Provision for loan losses | 475,000 | 788,000 | 1,192,000 | 1,642,000 |
| Pretax income | -4,228,000 | -2,141,000 | -259,000 | 2,014,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -4,228,000 | -2,141,000 | -259,000 | 2,014,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,496,000 | 57,651,000 | 59,640,000 | 62,551,000 |
| Total capital | 59,727,000 | 62,367,000 | 64,850,000 | 67,845,000 |
| Risk-weighted assets | 383,120,000 | 409,496,000 | 434,116,000 | 416,552,000 |