Call reports 2010
WEST TEXAS NATIONAL BANK — 2010
What WEST TEXAS NATIONAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 541,045,000 | 529,252,000 | 712,110,000 | 586,033,000 |
| Total loans | 331,805,000 | 317,737,000 | 330,203,000 | 300,867,000 |
| Allowance for loan losses | 6,150,000 | 6,203,000 | 6,336,000 | 4,690,000 |
| Securities available for sale | 78,336,000 | 78,764,000 | 73,300,000 | 79,550,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 493,280,000 | 468,898,000 | 646,965,000 | 518,355,000 |
| Interest-bearing deposits | 284,619,000 | 253,349,000 | 436,250,000 | 270,101,000 |
| Noninterest-bearing deposits | 208,662,000 | 215,548,000 | 210,715,000 | 248,254,000 |
| Equity capital | 45,054,000 | 57,903,000 | 62,562,000 | 65,021,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 6,029,000 | 11,846,000 | 17,682,000 | 23,925,000 |
| Interest expense | 768,000 | 1,349,000 | 1,895,000 | 2,407,000 |
| Net interest income | 5,261,000 | 10,497,000 | 15,787,000 | 21,518,000 |
| Noninterest income | 1,082,000 | 2,275,000 | 3,438,000 | 4,986,000 |
| Noninterest expense | 4,122,000 | 8,163,000 | 12,367,000 | 16,877,000 |
| Provision for loan losses | 500,000 | 800,000 | 970,000 | 1,395,000 |
| Pretax income | -5,092,000 | -8,940,000 | -8,885,000 | -6,541,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -5,092,000 | -8,940,000 | -8,885,000 | -6,541,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,968,000 | 49,700,000 | 51,779,000 | 54,124,000 |
| Total capital | 50,125,000 | 54,387,000 | 56,771,000 | 58,732,000 |
| Risk-weighted assets | 411,596,000 | 373,474,000 | 398,008,000 | 368,576,000 |