Call reports 2009
WEST TEXAS NATIONAL BANK — 2009
What WEST TEXAS NATIONAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 540,373,000 | 505,315,000 | 528,837,000 | 552,196,000 |
| Total loans | 315,885,000 | 328,420,000 | 340,265,000 | 329,674,000 |
| Allowance for loan losses | 4,665,000 | 4,449,000 | 4,797,000 | 5,671,000 |
| Securities available for sale | 106,635,000 | 92,970,000 | 75,752,000 | 67,618,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 492,369,000 | 449,481,000 | 474,485,000 | 504,494,000 |
| Interest-bearing deposits | 288,153,000 | 278,626,000 | 270,255,000 | 285,575,000 |
| Noninterest-bearing deposits | 204,216,000 | 170,855,000 | 204,229,000 | 218,919,000 |
| Equity capital | 45,154,000 | 52,721,000 | 51,285,000 | 44,828,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 6,044,000 | 12,004,000 | 18,083,000 | 24,188,000 |
| Interest expense | 740,000 | 1,501,000 | 2,277,000 | 3,063,000 |
| Net interest income | 5,304,000 | 10,503,000 | 15,806,000 | 21,125,000 |
| Noninterest income | 1,119,000 | 2,370,000 | 3,527,000 | 4,830,000 |
| Noninterest expense | 4,038,000 | 8,226,000 | 12,302,000 | 16,474,000 |
| Provision for loan losses | 900,000 | 1,950,000 | 2,450,000 | 2,750,000 |
| Pretax income | -1,771,000 | -7,430,000 | -7,522,000 | -6,134,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -1,771,000 | -7,430,000 | -7,522,000 | -6,134,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,794,000 | 44,265,000 | 46,171,000 | 45,859,000 |
| Total capital | 44,459,000 | 48,714,000 | 50,968,000 | 51,047,000 |
| Risk-weighted assets | 390,636,000 | 410,211,000 | 421,281,000 | 414,533,000 |