Call reports 2007
WEST TEXAS NATIONAL BANK — 2007
What WEST TEXAS NATIONAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 404,405,000 | 421,315,000 | 439,184,000 | 450,781,000 |
| Total loans | 224,227,000 | 240,205,000 | 253,378,000 | 250,002,000 |
| Allowance for loan losses | 3,724,000 | 3,741,000 | 3,030,000 | 4,628,000 |
| Securities available for sale | 129,452,000 | 123,074,000 | 117,850,000 | 138,677,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 334,297,000 | 335,192,000 | 350,358,000 | 398,309,000 |
| Interest-bearing deposits | 240,771,000 | 248,378,000 | 258,416,000 | 230,763,000 |
| Noninterest-bearing deposits | 93,526,000 | 86,814,000 | 91,942,000 | 167,546,000 |
| Equity capital | 47,890,000 | 47,402,000 | 47,041,000 | 46,846,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 6,275,000 | 12,957,000 | 19,920,000 | 26,959,000 |
| Interest expense | 1,575,000 | 3,255,000 | 5,252,000 | 7,152,000 |
| Net interest income | 4,700,000 | 9,702,000 | 14,668,000 | 19,807,000 |
| Noninterest income | 795,000 | 1,861,000 | 2,930,000 | 4,212,000 |
| Noninterest expense | 3,147,000 | 6,698,000 | 10,241,000 | 13,871,000 |
| Provision for loan losses | 90,000 | 193,000 | 230,000 | 1,837,000 |
| Pretax income | 2,258,000 | 4,672,000 | 7,127,000 | 8,311,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,258,000 | 4,672,000 | 7,127,000 | 8,311,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,082,000 | 40,396,000 | 40,352,000 | 39,037,000 |
| Total capital | 43,806,000 | 44,137,000 | 43,383,000 | 43,077,000 |
| Risk-weighted assets | 314,146,000 | 319,570,000 | 326,944,000 | 322,651,000 |