Call reports 2006
WEST TEXAS NATIONAL BANK — 2006
What WEST TEXAS NATIONAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 377,642,000 | 375,456,000 | 386,218,000 | 395,149,000 |
| Total loans | 175,080,000 | 194,953,000 | 205,971,000 | 199,981,000 |
| Allowance for loan losses | 3,400,000 | 3,461,000 | 3,544,000 | 3,619,000 |
| Securities available for sale | 141,559,000 | 130,746,000 | 131,628,000 | 137,528,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 327,204,000 | 324,473,000 | 335,707,000 | 340,673,000 |
| Interest-bearing deposits | 228,602,000 | 219,237,000 | 249,252,000 | 243,982,000 |
| Noninterest-bearing deposits | 98,603,000 | 105,236,000 | 86,455,000 | 96,691,000 |
| Equity capital | 47,883,000 | 45,872,000 | 47,714,000 | 47,965,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 5,275,000 | 10,908,000 | 16,962,000 | 23,103,000 |
| Interest expense | 918,000 | 1,985,000 | 3,238,000 | 4,606,000 |
| Net interest income | 4,357,000 | 8,923,000 | 13,724,000 | 18,497,000 |
| Noninterest income | 845,000 | 1,709,000 | 2,604,000 | 3,487,000 |
| Noninterest expense | 3,000,000 | 6,094,000 | 9,304,000 | 12,541,000 |
| Provision for loan losses | 30,000 | 90,000 | 180,000 | 270,000 |
| Pretax income | 2,172,000 | 4,448,000 | 6,844,000 | 9,181,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,172,000 | 4,448,000 | 6,844,000 | 9,181,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,765,000 | 40,043,000 | 39,837,000 | 39,575,000 |
| Total capital | 42,841,000 | 43,279,000 | 43,195,000 | 43,194,000 |
| Risk-weighted assets | 244,975,000 | 258,650,000 | 268,436,000 | 295,204,000 |