Call reports 2001
WEST TEXAS NATIONAL BANK — 2001
What WEST TEXAS NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 274,438,000 | 257,730,000 | 260,966,000 | 267,066,000 |
| Total loans | 125,299,000 | 139,448,000 | 149,872,000 | 155,341,000 |
| Allowance for loan losses | 2,563,000 | 2,437,000 | 2,307,000 | 2,343,000 |
| Securities available for sale | 85,787,000 | 73,747,000 | 64,082,000 | 51,534,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 243,696,000 | 226,692,000 | 229,601,000 | 236,262,000 |
| Interest-bearing deposits | 186,377,000 | 175,778,000 | 177,497,000 | 178,921,000 |
| Noninterest-bearing deposits | 57,319,000 | 50,914,000 | 52,104,000 | 57,341,000 |
| Equity capital | 29,764,000 | 29,990,000 | 30,403,000 | 30,054,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,484,000 | 8,862,000 | 13,109,000 | 17,148,000 |
| Interest expense | 1,983,000 | 3,712,000 | 5,277,000 | 6,540,000 |
| Net interest income | 2,501,000 | 5,150,000 | 7,832,000 | 10,608,000 |
| Noninterest income | 556,000 | 1,124,000 | 1,623,000 | 2,219,000 |
| Noninterest expense | 2,255,000 | 5,144,000 | 7,329,000 | 9,898,000 |
| Provision for loan losses | 75,000 | 96,000 | 105,000 | 171,000 |
| Pretax income | 727,000 | 1,034,000 | 2,035,000 | 2,772,000 |
| Income tax | 40,000 | 63,000 | 114,000 | 144,000 |
| Net income | 687,000 | 971,000 | 1,921,000 | 2,628,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,869,000 | 20,073,000 | 20,275,000 | 20,369,000 |
| Total capital | 21,789,000 | 22,112,000 | 22,381,000 | 22,562,000 |
| Risk-weighted assets | 152,959,000 | 162,702,000 | 168,288,000 | 175,252,000 |