Call reports 2025
CENTRAL BANK — 2025
What CENTRAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,216,776,000 | 1,254,928,000 | 1,250,360,000 | 1,318,887,000 |
| Total loans | 953,648,000 | 982,854,000 | 967,707,000 | 1,018,545,000 |
| Allowance for loan losses | 9,484,000 | 9,793,000 | 9,713,000 | 10,052,000 |
| Securities available for sale | 189,825,000 | 186,016,000 | 201,653,000 | 199,573,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,091,815,000 | 1,127,709,000 | 1,117,086,000 | 1,180,647,000 |
| Interest-bearing deposits | 677,288,000 | 701,265,000 | 707,815,000 | 763,769,000 |
| Noninterest-bearing deposits | 414,527,000 | 426,444,000 | 409,271,000 | 416,878,000 |
| Equity capital | 112,044,000 | 114,451,000 | 119,586,000 | 123,861,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 18,999,000 | 38,785,000 | 59,670,000 | 79,968,000 |
| Interest expense | 4,810,000 | 9,888,000 | 15,403,000 | 20,948,000 |
| Net interest income | 14,189,000 | 28,897,000 | 44,267,000 | 59,020,000 |
| Noninterest income | 1,396,000 | 2,752,000 | 4,388,000 | 6,577,000 |
| Noninterest expense | 9,835,000 | 19,925,000 | 29,968,000 | 40,317,000 |
| Provision for loan losses | 0 | 281,000 | 691,000 | 961,000 |
| Pretax income | 5,750,000 | 11,443,000 | 17,996,000 | 24,319,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 5,750,000 | 11,443,000 | 17,996,000 | 24,319,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 120,768,000 | 122,960,000 | 125,513,000 | 129,336,000 |
| Total capital | 130,808,000 | 133,308,000 | 135,782,000 | 139,944,000 |
| Risk-weighted assets | 923,274,000 | 952,820,000 | 963,075,000 | 969,846,000 |