Call reports 2023
CENTRAL BANK — 2023
What CENTRAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,040,184,000 | 1,044,241,000 | 1,062,384,000 | 1,108,981,000 |
| Total loans | 816,191,000 | 817,849,000 | 839,517,000 | 877,967,000 |
| Allowance for loan losses | 8,370,000 | 8,684,000 | 8,966,000 | 9,462,000 |
| Securities available for sale | 165,890,000 | 160,316,000 | 156,302,000 | 161,308,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 906,889,000 | 944,765,000 | 961,549,000 | 998,820,000 |
| Interest-bearing deposits | 416,736,000 | 456,375,000 | 484,006,000 | 533,729,000 |
| Noninterest-bearing deposits | 490,153,000 | 488,390,000 | 477,543,000 | 465,091,000 |
| Equity capital | 87,685,000 | 87,448,000 | 87,201,000 | 97,066,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 15,290,000 | 31,763,000 | 49,142,000 | 66,970,000 |
| Interest expense | 1,244,000 | 3,491,000 | 6,143,000 | 9,462,000 |
| Net interest income | 14,046,000 | 28,272,000 | 42,999,000 | 57,508,000 |
| Noninterest income | 1,727,000 | 3,298,000 | 4,872,000 | 6,478,000 |
| Noninterest expense | 9,651,000 | 19,429,000 | 29,305,000 | 39,029,000 |
| Provision for loan losses | 67,000 | 367,000 | 637,000 | 1,102,000 |
| Pretax income | 6,055,000 | 11,774,000 | 17,929,000 | 23,888,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 6,055,000 | 11,774,000 | 17,929,000 | 23,888,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 99,177,000 | 102,897,000 | 105,351,000 | 108,610,000 |
| Total capital | 108,103,000 | 112,137,000 | 114,873,000 | 118,628,000 |
| Risk-weighted assets | 803,142,000 | 815,538,000 | 832,998,000 | 866,676,000 |