Call reports 2020
CENTRAL BANK — 2020
What CENTRAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 803,505,000 | 818,985,000 | 808,067,000 | 823,221,000 |
| Total loans | 633,836,000 | 630,222,000 | 638,002,000 | 626,759,000 |
| Allowance for loan losses | 7,080,000 | 7,583,000 | 7,539,000 | 7,353,000 |
| Securities available for sale | 118,000,000 | 130,452,000 | 135,862,000 | 153,054,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 700,047,000 | 725,128,000 | 713,113,000 | 727,198,000 |
| Interest-bearing deposits | 500,715,000 | 498,843,000 | 460,082,000 | 428,479,000 |
| Noninterest-bearing deposits | 199,332,000 | 226,285,000 | 253,031,000 | 298,720,000 |
| Equity capital | 78,321,000 | 82,157,000 | 85,311,000 | 86,748,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 11,048,000 | 21,095,000 | 31,396,000 | 41,637,000 |
| Interest expense | 1,441,000 | 2,566,000 | 3,301,000 | 3,755,000 |
| Net interest income | 9,607,000 | 18,529,000 | 28,095,000 | 37,882,000 |
| Noninterest income | 489,000 | 1,088,000 | 1,843,000 | 2,245,000 |
| Noninterest expense | 7,494,000 | 14,607,000 | 21,533,000 | 28,776,000 |
| Provision for loan losses | 225,000 | 725,000 | 800,000 | 800,000 |
| Pretax income | 2,377,000 | 4,356,000 | 7,676,000 | 11,332,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,377,000 | 4,356,000 | 7,676,000 | 11,332,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 75,224,000 | 75,697,000 | 77,860,000 | 80,811,000 |
| Total capital | 82,304,000 | 82,915,000 | 85,019,000 | 88,164,000 |
| Risk-weighted assets | 598,902,000 | 577,097,000 | 572,329,000 | 602,437,000 |