Call reports 2016
CENTRAL BANK — 2016
What CENTRAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 583,499,000 | 599,255,000 | 606,539,000 | 608,513,000 |
| Total loans | 445,785,000 | 455,220,000 | 472,187,000 | 465,792,000 |
| Allowance for loan losses | 4,025,000 | 4,237,000 | 4,336,000 | 4,361,000 |
| Securities available for sale | 99,542,000 | 100,893,000 | 92,602,000 | 91,373,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 492,913,000 | 509,655,000 | 500,301,000 | 512,992,000 |
| Interest-bearing deposits | 368,067,000 | 377,266,000 | 358,499,000 | 376,677,000 |
| Noninterest-bearing deposits | 124,846,000 | 132,389,000 | 141,802,000 | 136,316,000 |
| Equity capital | 49,221,000 | 53,339,000 | 55,086,000 | 55,565,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 6,744,000 | 13,502,000 | 20,421,000 | 27,467,000 |
| Interest expense | 469,000 | 965,000 | 1,441,000 | 1,972,000 |
| Net interest income | 6,275,000 | 12,537,000 | 18,980,000 | 25,495,000 |
| Noninterest income | 430,000 | 802,000 | 1,172,000 | 1,870,000 |
| Noninterest expense | 4,939,000 | 9,818,000 | 14,633,000 | 19,664,000 |
| Provision for loan losses | 150,000 | 300,000 | 400,000 | 400,000 |
| Pretax income | 1,616,000 | 3,221,000 | 5,223,000 | 7,405,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,616,000 | 3,221,000 | 5,223,000 | 7,405,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,020,000 | 52,025,000 | 53,776,000 | 55,885,000 |
| Total capital | 52,045,000 | 56,262,000 | 58,112,000 | 60,246,000 |
| Risk-weighted assets | 459,611,000 | 469,120,000 | 473,441,000 | 460,405,000 |