Call reports 2015
CENTRAL BANK — 2015
What CENTRAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 538,954,000 | 557,806,000 | 567,109,000 | 563,505,000 |
| Total loans | 386,957,000 | 408,340,000 | 413,077,000 | 424,212,000 |
| Allowance for loan losses | 3,649,000 | 3,723,000 | 3,873,000 | 3,873,000 |
| Securities available for sale | 99,771,000 | 102,022,000 | 102,635,000 | 100,897,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 456,384,000 | 474,318,000 | 484,123,000 | 474,696,000 |
| Interest-bearing deposits | 347,001,000 | 359,971,000 | 353,025,000 | 355,617,000 |
| Noninterest-bearing deposits | 109,382,000 | 114,347,000 | 131,098,000 | 119,080,000 |
| Equity capital | 46,501,000 | 46,859,000 | 48,567,000 | 50,174,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 6,736,000 | 13,975,000 | 21,228,000 | 28,150,000 |
| Interest expense | 467,000 | 959,000 | 1,427,000 | 1,889,000 |
| Net interest income | 6,269,000 | 13,016,000 | 19,801,000 | 26,261,000 |
| Noninterest income | 367,000 | 783,000 | 1,175,000 | 1,531,000 |
| Noninterest expense | 4,753,000 | 9,528,000 | 14,430,000 | 19,234,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 450,000 |
| Pretax income | 1,818,000 | 4,056,000 | 6,181,000 | 8,301,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,818,000 | 4,056,000 | 6,181,000 | 8,301,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,866,000 | 45,759,000 | 47,186,000 | 49,303,000 |
| Total capital | 48,515,000 | 49,482,000 | 51,059,000 | 53,176,000 |
| Risk-weighted assets | 412,452,000 | 426,458,000 | 430,033,000 | 443,327,000 |