Call reports 2014
CENTRAL BANK — 2014
What CENTRAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 476,475,000 | 486,351,000 | 491,713,000 | 517,349,000 |
| Total loans | 319,927,000 | 336,599,000 | 354,404,000 | 378,440,000 |
| Allowance for loan losses | 3,437,000 | 3,846,000 | 4,247,000 | 3,444,000 |
| Securities available for sale | 122,179,000 | 117,620,000 | 107,085,000 | 105,210,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 392,492,000 | 415,741,000 | 408,747,000 | 427,134,000 |
| Interest-bearing deposits | 305,713,000 | 316,696,000 | 309,146,000 | 327,883,000 |
| Noninterest-bearing deposits | 86,778,000 | 99,045,000 | 99,601,000 | 99,250,000 |
| Equity capital | 41,833,000 | 42,666,000 | 43,978,000 | 45,190,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 5,851,000 | 12,168,000 | 18,775,000 | 25,881,000 |
| Interest expense | 400,000 | 785,000 | 1,191,000 | 1,627,000 |
| Net interest income | 5,451,000 | 11,383,000 | 17,584,000 | 24,254,000 |
| Noninterest income | 381,000 | 1,237,000 | 1,763,000 | 2,114,000 |
| Noninterest expense | 4,383,000 | 9,028,000 | 13,817,000 | 18,680,000 |
| Provision for loan losses | -750,000 | -550,000 | -350,000 | -150,000 |
| Pretax income | 2,205,000 | 4,145,000 | 5,982,000 | 7,940,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,205,000 | 4,145,000 | 5,982,000 | 7,940,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,809,000 | 41,554,000 | 42,940,000 | 43,925,000 |
| Total capital | 44,246,000 | 45,400,000 | 47,187,000 | 47,369,000 |
| Risk-weighted assets | 323,362,000 | 339,289,000 | 359,795,000 | 380,572,000 |