Call reports 2013
CENTRAL BANK — 2013
What CENTRAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 433,733,000 | 464,249,000 | 463,891,000 | 454,848,000 |
| Total loans | 252,272,000 | 264,293,000 | 304,731,000 | 293,215,000 |
| Allowance for loan losses | 4,516,000 | 4,775,000 | 5,256,000 | 3,209,000 |
| Securities available for sale | 144,759,000 | 143,101,000 | 130,034,000 | 127,831,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 374,328,000 | 397,814,000 | 399,615,000 | 388,598,000 |
| Interest-bearing deposits | 292,887,000 | 303,808,000 | 304,403,000 | 301,446,000 |
| Noninterest-bearing deposits | 81,441,000 | 94,006,000 | 95,212,000 | 87,152,000 |
| Equity capital | 40,140,000 | 38,290,000 | 38,872,000 | 40,238,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 4,938,000 | 10,124,000 | 15,475,000 | 21,025,000 |
| Interest expense | 391,000 | 795,000 | 1,221,000 | 1,639,000 |
| Net interest income | 4,547,000 | 9,329,000 | 14,254,000 | 19,386,000 |
| Noninterest income | 401,000 | 836,000 | 1,198,000 | 1,551,000 |
| Noninterest expense | 3,983,000 | 8,025,000 | 12,028,000 | 16,279,000 |
| Provision for loan losses | 225,000 | 450,000 | 585,000 | -105,000 |
| Pretax income | 740,000 | 1,690,000 | 2,922,000 | 4,846,000 |
| Income tax | 0 | 1,409,000 | 1,276,000 | 1,276,000 |
| Net income | 740,000 | 281,000 | 1,646,000 | 3,570,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,131,000 | 36,979,000 | 37,939,000 | 39,498,000 |
| Total capital | 41,646,000 | 40,508,000 | 41,906,000 | 42,707,000 |
| Risk-weighted assets | 280,246,000 | 281,092,000 | 316,085,000 | 304,902,000 |