Call reports 2012
CENTRAL BANK — 2012
What CENTRAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 457,504,000 | 471,659,000 | 451,882,000 | 446,554,000 |
| Total loans | 250,182,000 | 250,684,000 | 242,291,000 | 250,677,000 |
| Allowance for loan losses | 4,140,000 | 4,394,000 | 4,865,000 | 4,255,000 |
| Securities available for sale | 156,331,000 | 163,568,000 | 174,698,000 | 143,049,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 393,115,000 | 402,058,000 | 388,173,000 | 383,699,000 |
| Interest-bearing deposits | 323,990,000 | 324,176,000 | 309,784,000 | 294,926,000 |
| Noninterest-bearing deposits | 69,125,000 | 77,882,000 | 78,389,000 | 88,773,000 |
| Equity capital | 39,049,000 | 40,034,000 | 40,956,000 | 41,520,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,267,000 | 10,606,000 | 15,815,000 | 21,050,000 |
| Interest expense | 633,000 | 1,176,000 | 1,680,000 | 2,157,000 |
| Net interest income | 4,634,000 | 9,430,000 | 14,135,000 | 18,893,000 |
| Noninterest income | 391,000 | 812,000 | 1,210,000 | 1,596,000 |
| Noninterest expense | 3,559,000 | 7,258,000 | 11,038,000 | 14,998,000 |
| Provision for loan losses | 210,000 | 420,000 | 630,000 | 420,000 |
| Pretax income | 2,055,000 | 3,363,000 | 4,476,000 | 7,069,000 |
| Income tax | 603,000 | 937,000 | 1,202,000 | 1,980,000 |
| Net income | 1,452,000 | 2,426,000 | 3,274,000 | 5,089,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,787,000 | 37,620,000 | 38,294,000 | 39,910,000 |
| Total capital | 40,207,000 | 40,984,000 | 41,571,000 | 43,333,000 |
| Risk-weighted assets | 272,842,000 | 268,104,000 | 260,565,000 | 272,974,000 |