Call reports 2011
CENTRAL BANK — 2011
What CENTRAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 411,401,000 | 435,612,000 | 435,766,000 | 445,051,000 |
| Total loans | 221,289,000 | 213,803,000 | 217,023,000 | 241,036,000 |
| Allowance for loan losses | 3,202,000 | 3,456,000 | 3,671,000 | 3,861,000 |
| Securities available for sale | 150,508,000 | 155,790,000 | 169,385,000 | 171,994,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 352,768,000 | 369,889,000 | 374,021,000 | 385,346,000 |
| Interest-bearing deposits | 301,109,000 | 313,372,000 | 314,395,000 | 316,508,000 |
| Noninterest-bearing deposits | 51,659,000 | 56,517,000 | 59,626,000 | 68,838,000 |
| Equity capital | 35,613,000 | 37,442,000 | 37,744,000 | 38,161,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,830,000 | 9,816,000 | 14,950,000 | 20,180,000 |
| Interest expense | 728,000 | 1,447,000 | 2,140,000 | 2,806,000 |
| Net interest income | 4,102,000 | 8,369,000 | 12,810,000 | 17,374,000 |
| Noninterest income | 517,000 | 909,000 | 1,305,000 | 1,648,000 |
| Noninterest expense | 3,268,000 | 6,555,000 | 9,954,000 | 13,478,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 1,201,000 | 2,853,000 | 4,141,000 | 5,389,000 |
| Income tax | 318,000 | 791,000 | 1,145,000 | 1,483,000 |
| Net income | 883,000 | 2,062,000 | 2,996,000 | 3,906,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,368,000 | 35,546,000 | 34,840,000 | 35,600,000 |
| Total capital | 37,564,000 | 38,703,000 | 38,074,000 | 39,042,000 |
| Risk-weighted assets | 256,677,000 | 252,272,000 | 258,264,000 | 274,900,000 |