Call reports 2010
CENTRAL BANK — 2010
What CENTRAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 385,783,000 | 395,950,000 | 384,147,000 | 395,408,000 |
| Total loans | 219,119,000 | 220,792,000 | 211,474,000 | 217,736,000 |
| Allowance for loan losses | 3,188,000 | 3,267,000 | 3,132,000 | 3,006,000 |
| Securities available for sale | 118,836,000 | 114,983,000 | 115,907,000 | 127,785,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 326,549,000 | 337,210,000 | 328,982,000 | 336,441,000 |
| Interest-bearing deposits | 280,130,000 | 284,051,000 | 275,293,000 | 284,532,000 |
| Noninterest-bearing deposits | 46,419,000 | 53,159,000 | 53,689,000 | 51,909,000 |
| Equity capital | 32,344,000 | 33,337,000 | 34,038,000 | 34,936,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,803,000 | 9,544,000 | 14,155,000 | 18,848,000 |
| Interest expense | 1,083,000 | 2,051,000 | 2,940,000 | 3,752,000 |
| Net interest income | 3,720,000 | 7,493,000 | 11,215,000 | 15,096,000 |
| Noninterest income | 325,000 | 642,000 | 1,014,000 | 2,431,000 |
| Noninterest expense | 3,170,000 | 6,404,000 | 9,640,000 | 12,939,000 |
| Provision for loan losses | 220,000 | 355,000 | 490,000 | 625,000 |
| Pretax income | 655,000 | 1,661,000 | 2,628,000 | 4,799,000 |
| Income tax | 119,000 | 399,000 | 591,000 | 874,000 |
| Net income | 536,000 | 1,262,000 | 2,037,000 | 3,925,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,742,000 | 31,342,000 | 31,953,000 | 33,660,000 |
| Total capital | 33,930,000 | 34,565,000 | 35,085,000 | 36,666,000 |
| Risk-weighted assets | 255,887,000 | 257,804,000 | 252,683,000 | 250,640,000 |