Call reports 2009
CENTRAL BANK — 2009
What CENTRAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 300,668,000 | 311,629,000 | 350,343,000 | 364,124,000 |
| Total loans | 176,973,000 | 173,240,000 | 199,251,000 | 215,423,000 |
| Allowance for loan losses | 2,879,000 | 2,517,000 | 2,566,000 | 2,952,000 |
| Securities available for sale | 61,353,000 | 100,813,000 | 115,393,000 | 119,176,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 246,405,000 | 259,124,000 | 290,773,000 | 306,256,000 |
| Interest-bearing deposits | 206,662,000 | 217,242,000 | 246,398,000 | 261,602,000 |
| Noninterest-bearing deposits | 39,743,000 | 41,882,000 | 44,375,000 | 44,654,000 |
| Equity capital | 32,106,000 | 31,294,000 | 31,978,000 | 31,619,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,889,000 | 7,751,000 | 12,086,000 | 16,481,000 |
| Interest expense | 1,458,000 | 2,918,000 | 4,380,000 | 5,744,000 |
| Net interest income | 2,431,000 | 4,833,000 | 7,706,000 | 10,737,000 |
| Noninterest income | 327,000 | 663,000 | 990,000 | 1,330,000 |
| Noninterest expense | 2,932,000 | 5,992,000 | 9,023,000 | 12,245,000 |
| Provision for loan losses | 25,000 | 25,000 | 125,000 | 510,000 |
| Pretax income | 767,000 | 671,000 | 739,000 | 925,000 |
| Income tax | 161,000 | 58,000 | 1,000 | -19,000 |
| Net income | 606,000 | 613,000 | 738,000 | 944,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,516,000 | 30,324,000 | 30,299,000 | 30,380,000 |
| Total capital | 33,179,000 | 32,841,000 | 32,865,000 | 33,332,000 |
| Risk-weighted assets | 212,834,000 | 214,806,000 | 234,365,000 | 248,241,000 |