Call reports 2008
CENTRAL BANK — 2008
What CENTRAL BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 268,688,000 | 265,325,000 | 264,729,000 | 293,407,000 |
| Total loans | 138,072,000 | 137,069,000 | 148,120,000 | 168,347,000 |
| Allowance for loan losses | 2,615,000 | 2,625,000 | 2,906,000 | 2,428,000 |
| Securities available for sale | 95,877,000 | 93,554,000 | 82,930,000 | 91,330,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 212,978,000 | 212,199,000 | 205,889,000 | 215,545,000 |
| Interest-bearing deposits | 173,849,000 | 169,458,000 | 166,700,000 | 174,107,000 |
| Noninterest-bearing deposits | 39,129,000 | 42,741,000 | 39,189,000 | 41,438,000 |
| Equity capital | 26,326,000 | 24,757,000 | 26,054,000 | 25,952,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 4,047,000 | 8,003,000 | 12,068,000 | 16,009,000 |
| Interest expense | 1,884,000 | 3,615,000 | 5,219,000 | 6,725,000 |
| Net interest income | 2,163,000 | 4,388,000 | 6,849,000 | 9,284,000 |
| Noninterest income | 329,000 | 651,000 | 981,000 | 1,293,000 |
| Noninterest expense | 2,548,000 | 5,075,000 | 7,706,000 | 10,467,000 |
| Provision for loan losses | 702,000 | 702,000 | 702,000 | 2,402,000 |
| Pretax income | -667,000 | -647,000 | -441,000 | -2,140,000 |
| Income tax | -284,000 | -335,000 | -323,000 | -954,000 |
| Net income | -383,000 | -312,000 | -118,000 | -1,186,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,776,000 | 25,793,000 | 25,180,000 | 24,111,000 |
| Total capital | 28,100,000 | 28,104,000 | 27,611,000 | 26,539,000 |
| Risk-weighted assets | 185,612,000 | 184,533,000 | 194,026,000 | 216,303,000 |