Call reports 2007
CENTRAL BANK — 2007
What CENTRAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 241,114,000 | 229,024,000 | 228,566,000 | 229,564,000 |
| Total loans | 139,856,000 | 136,273,000 | 133,975,000 | 134,005,000 |
| Allowance for loan losses | 2,085,000 | 2,088,000 | 2,057,000 | 1,928,000 |
| Securities available for sale | 62,544,000 | 65,192,000 | 70,156,000 | 70,439,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 206,813,000 | 197,327,000 | 196,992,000 | 190,484,000 |
| Interest-bearing deposits | 171,745,000 | 160,794,000 | 160,617,000 | 155,053,000 |
| Noninterest-bearing deposits | 35,068,000 | 36,533,000 | 36,375,000 | 35,431,000 |
| Equity capital | 29,501,000 | 24,787,000 | 25,709,000 | 26,511,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,613,000 | 9,271,000 | 13,650,000 | 17,866,000 |
| Interest expense | 1,864,000 | 3,719,000 | 5,532,000 | 7,283,000 |
| Net interest income | 2,749,000 | 5,552,000 | 8,118,000 | 10,583,000 |
| Noninterest income | -1,743,000 | -1,394,000 | -1,039,000 | -697,000 |
| Noninterest expense | 2,544,000 | 5,115,000 | 7,717,000 | 10,257,000 |
| Provision for loan losses | -900,000 | -900,000 | -900,000 | -900,000 |
| Pretax income | -638,000 | -57,000 | 262,000 | 516,000 |
| Income tax | -258,000 | -100,000 | -32,000 | 11,000 |
| Net income | -380,000 | 43,000 | 294,000 | 505,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,771,000 | 25,696,000 | 25,948,000 | 26,159,000 |
| Total capital | 31,856,000 | 27,784,000 | 28,005,000 | 28,087,000 |
| Risk-weighted assets | 181,083,000 | 176,660,000 | 175,357,000 | 176,415,000 |