Call reports 2006
CENTRAL BANK — 2006
What CENTRAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 239,443,000 | 235,303,000 | 241,161,000 | 244,897,000 |
| Total loans | 158,636,000 | 154,016,000 | 150,265,000 | 151,802,000 |
| Allowance for loan losses | 3,831,000 | 3,805,000 | 3,807,000 | 3,119,000 |
| Securities available for sale | 44,626,000 | 47,398,000 | 53,455,000 | 64,038,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 203,534,000 | 202,443,000 | 206,964,000 | 209,520,000 |
| Interest-bearing deposits | 172,674,000 | 168,042,000 | 170,466,000 | 172,364,000 |
| Noninterest-bearing deposits | 30,860,000 | 34,401,000 | 36,498,000 | 37,156,000 |
| Equity capital | 31,526,000 | 28,172,000 | 29,136,000 | 29,769,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 4,543,000 | 9,192,000 | 14,031,000 | 18,701,000 |
| Interest expense | 1,514,000 | 3,106,000 | 4,821,000 | 6,670,000 |
| Net interest income | 3,029,000 | 6,086,000 | 9,210,000 | 12,031,000 |
| Noninterest income | 323,000 | 641,000 | 937,000 | 1,234,000 |
| Noninterest expense | 2,572,000 | 5,160,000 | 7,608,000 | 10,175,000 |
| Provision for loan losses | 30,000 | 50,000 | 50,000 | 50,000 |
| Pretax income | 750,000 | 1,517,000 | 2,483,000 | 3,034,000 |
| Income tax | 221,000 | 448,000 | 741,000 | 890,000 |
| Net income | 529,000 | 1,069,000 | 1,742,000 | 2,144,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,203,000 | 29,243,000 | 29,750,000 | 30,153,000 |
| Total capital | 34,591,000 | 31,583,000 | 32,092,000 | 32,543,000 |
| Risk-weighted assets | 189,627,000 | 185,715,000 | 185,895,000 | 190,456,000 |