Call reports 2002
CENTRAL BANK — 2002
What CENTRAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 211,459,000 | 269,631,000 | 277,950,000 | 279,049,000 |
| Total loans | 150,704,000 | 168,074,000 | 192,541,000 | 214,416,000 |
| Allowance for loan losses | 1,030,000 | 1,187,000 | 1,628,000 | 2,013,000 |
| Securities available for sale | 24,498,000 | 30,107,000 | 40,431,000 | 32,717,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 184,701,000 | 236,377,000 | 243,219,000 | 244,569,000 |
| Interest-bearing deposits | 141,284,000 | 192,262,000 | 204,151,000 | 201,699,000 |
| Noninterest-bearing deposits | 43,417,000 | 44,115,000 | 39,068,000 | 42,870,000 |
| Equity capital | 15,839,000 | 22,325,000 | 23,014,000 | 23,035,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,458,000 | 7,338,000 | 11,941,000 | 16,550,000 |
| Interest expense | 976,000 | 2,143,000 | 3,718,000 | 5,293,000 |
| Net interest income | 2,482,000 | 5,195,000 | 8,223,000 | 11,257,000 |
| Noninterest income | 397,000 | 856,000 | 1,322,000 | 1,833,000 |
| Noninterest expense | 2,505,000 | 5,161,000 | 7,934,000 | 10,662,000 |
| Provision for loan losses | 123,000 | 321,000 | 819,000 | 1,280,000 |
| Pretax income | 332,000 | 702,000 | 1,281,000 | 1,985,000 |
| Income tax | 100,000 | 177,000 | 354,000 | 591,000 |
| Net income | 232,000 | 525,000 | 927,000 | 1,394,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,204,000 | 17,504,000 | 17,904,000 | 18,372,000 |
| Total capital | 12,234,000 | 18,691,000 | 19,532,000 | 20,385,000 |
| Risk-weighted assets | 161,946,000 | 183,156,000 | 208,882,000 | 226,830,000 |