Call reports 2001
CENTRAL BANK — 2001
What CENTRAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 198,069,000 | 195,788,000 | 197,050,000 | 195,074,000 |
| Total loans | 114,646,000 | 120,396,000 | 121,288,000 | 133,425,000 |
| Allowance for loan losses | 1,127,000 | 1,350,000 | 1,408,000 | 1,542,000 |
| Securities available for sale | 44,232,000 | 39,530,000 | 42,812,000 | 34,193,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 176,359,000 | 173,231,000 | 175,555,000 | 174,102,000 |
| Interest-bearing deposits | 140,996,000 | 136,949,000 | 137,502,000 | 133,786,000 |
| Noninterest-bearing deposits | 35,363,000 | 36,282,000 | 38,053,000 | 40,316,000 |
| Equity capital | 15,918,000 | 15,760,000 | 16,067,000 | 15,666,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,835,000 | 7,644,000 | 11,415,000 | 15,034,000 |
| Interest expense | 1,717,000 | 3,371,000 | 4,879,000 | 6,069,000 |
| Net interest income | 2,118,000 | 4,273,000 | 6,536,000 | 8,965,000 |
| Noninterest income | 385,000 | 832,000 | 1,243,000 | 1,614,000 |
| Noninterest expense | 2,094,000 | 4,222,000 | 6,517,000 | 9,010,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 375,000 |
| Pretax income | 348,000 | 759,000 | 1,063,000 | 1,258,000 |
| Income tax | 106,000 | 246,000 | 349,000 | 433,000 |
| Net income | 242,000 | 513,000 | 714,000 | 825,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,811,000 | 10,933,000 | 10,976,000 | 10,955,000 |
| Total capital | 11,938,000 | 12,283,000 | 12,384,000 | 12,497,000 |
| Risk-weighted assets | 136,175,000 | 142,771,000 | 145,781,000 | 153,886,000 |