Call reports 2025
FARMERS AND MERCHANTS BANK OF MOUND CITY, KANSAS — 2025
What FARMERS AND MERCHANTS BANK OF MOUND CITY, KANSAS reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 57,302,000 | 61,446,000 | 60,161,000 | 57,579,000 |
| Total loans | 37,684,000 | 38,512,000 | 38,357,000 | 37,770,000 |
| Allowance for loan losses | 451,000 | 451,000 | 451,000 | 429,000 |
| Securities available for sale | 4,429,000 | 4,436,000 | 3,660,000 | 3,164,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,414,000 | 56,518,000 | 55,392,000 | 52,782,000 |
| Interest-bearing deposits | 39,948,000 | 43,462,000 | 41,338,000 | 38,836,000 |
| Noninterest-bearing deposits | 12,466,000 | 13,056,000 | 14,054,000 | 13,946,000 |
| Equity capital | 3,671,000 | 3,723,000 | 3,816,000 | 3,875,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 785,000 | 1,611,000 | 2,453,000 | 3,271,000 |
| Interest expense | 261,000 | 548,000 | 848,000 | 1,132,000 |
| Net interest income | 524,000 | 1,063,000 | 1,605,000 | 2,139,000 |
| Noninterest income | 18,000 | 40,000 | 60,000 | 85,000 |
| Noninterest expense | 380,000 | 775,000 | 1,159,000 | 1,594,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 162,000 | 328,000 | 506,000 | 630,000 |
| Income tax | 5,000 | 10,000 | 16,000 | 21,000 |
| Net income | 157,000 | 318,000 | 490,000 | 609,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,706,000 | 3,749,000 | 3,830,000 | 3,877,000 |
| Total capital | 4,087,000 | 4,137,000 | 4,224,000 | 4,258,000 |
| Risk-weighted assets | 30,489,000 | 30,990,000 | 31,525,000 | 30,501,000 |