Call reports 2020
FARMERS AND MERCHANTS BANK OF MOUND CITY, KANSAS — 2020
What FARMERS AND MERCHANTS BANK OF MOUND CITY, KANSAS reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 39,736,000 | 43,274,000 | 43,466,000 | 44,625,000 |
| Total loans | 30,187,000 | 31,305,000 | 30,895,000 | 29,694,000 |
| Allowance for loan losses | 364,000 | 379,000 | 396,000 | 404,000 |
| Securities available for sale | 4,662,000 | 4,627,000 | 4,121,000 | 6,446,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,428,000 | 39,867,000 | 40,058,000 | 41,318,000 |
| Interest-bearing deposits | 27,061,000 | 28,977,000 | 28,552,000 | 28,818,000 |
| Noninterest-bearing deposits | 9,367,000 | 10,890,000 | 11,506,000 | 12,500,000 |
| Equity capital | 3,201,000 | 3,305,000 | 3,303,000 | 3,252,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 494,000 | 1,040,000 | 1,513,000 | 1,949,000 |
| Interest expense | 81,000 | 161,000 | 236,000 | 306,000 |
| Net interest income | 413,000 | 879,000 | 1,277,000 | 1,643,000 |
| Noninterest income | 38,000 | 61,000 | 91,000 | 116,000 |
| Noninterest expense | 304,000 | 596,000 | 912,000 | 1,233,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 132,000 | 314,000 | 411,000 | 466,000 |
| Income tax | 4,000 | 8,000 | 11,000 | 28,000 |
| Net income | 128,000 | 306,000 | 400,000 | 438,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,145,000 | 3,227,000 | 3,234,000 | 3,190,000 |
| Total capital | 3,465,000 | 3,584,000 | 3,562,000 | 3,492,000 |
| Risk-weighted assets | 25,605,000 | 28,585,000 | 26,231,000 | 24,079,000 |