Call reports 2016
FARMERS AND MERCHANTS BANK OF MOUND CITY, KANSAS — 2016
What FARMERS AND MERCHANTS BANK OF MOUND CITY, KANSAS reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 41,419,000 | 41,200,000 | 39,882,000 | 39,800,000 |
| Total loans | 33,523,000 | 32,802,000 | 32,602,000 | 32,306,000 |
| Allowance for loan losses | 285,000 | 294,000 | 302,000 | 301,000 |
| Securities available for sale | 6,245,000 | 6,278,000 | 5,494,000 | 5,340,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,147,000 | 35,547,000 | 32,996,000 | 35,222,000 |
| Interest-bearing deposits | 27,783,000 | 7,685,000 | 25,808,000 | 27,776,000 |
| Noninterest-bearing deposits | 8,364,000 | 27,862,000 | 7,188,000 | 7,446,000 |
| Equity capital | 2,764,000 | 2,813,000 | 2,724,000 | 2,675,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 498,000 | 993,000 | 1,476,000 | 1,956,000 |
| Interest expense | 95,000 | 189,000 | 281,000 | 371,000 |
| Net interest income | 403,000 | 804,000 | 1,195,000 | 1,585,000 |
| Noninterest income | 45,000 | 91,000 | 140,000 | 181,000 |
| Noninterest expense | 288,000 | 581,000 | 882,000 | 1,197,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 58,000 |
| Pretax income | 151,000 | 296,000 | 426,000 | 511,000 |
| Income tax | 5,000 | 10,000 | 15,000 | 20,000 |
| Net income | 146,000 | 286,000 | 411,000 | 491,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,682,000 | 2,678,000 | 2,602,000 | 2,681,000 |
| Total capital | 2,967,000 | 2,972,000 | 2,904,000 | 2,982,000 |
| Risk-weighted assets | 27,915,000 | 27,675,000 | 27,010,000 | 26,772,000 |