Call reports 2015
FARMERS AND MERCHANTS BANK OF MOUND CITY, KANSAS — 2015
What FARMERS AND MERCHANTS BANK OF MOUND CITY, KANSAS reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 38,171,000 | 38,561,000 | 39,421,000 | 40,142,000 |
| Total loans | 29,005,000 | 29,708,000 | 30,391,000 | 32,131,000 |
| Allowance for loan losses | 255,000 | 264,000 | 273,000 | 282,000 |
| Securities available for sale | 7,153,000 | 7,261,000 | 7,268,000 | 6,358,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,395,000 | 33,602,000 | 32,119,000 | 35,207,000 |
| Interest-bearing deposits | 26,107,000 | 26,019,000 | 25,273,000 | 27,318,000 |
| Noninterest-bearing deposits | 8,288,000 | 7,583,000 | 6,846,000 | 7,889,000 |
| Equity capital | 2,631,000 | 2,571,000 | 2,619,000 | 2,654,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 443,000 | 896,000 | 1,364,000 | 1,843,000 |
| Interest expense | 95,000 | 192,000 | 287,000 | 384,000 |
| Net interest income | 348,000 | 704,000 | 1,077,000 | 1,459,000 |
| Noninterest income | 37,000 | 78,000 | 131,000 | 172,000 |
| Noninterest expense | 288,000 | 560,000 | 853,000 | 1,143,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 128,000 | 244,000 | 368,000 | 498,000 |
| Income tax | 2,000 | 7,000 | 12,000 | 18,000 |
| Net income | 126,000 | 237,000 | 356,000 | 480,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,583,000 | 2,588,000 | 2,596,000 | 2,631,000 |
| Total capital | 2,838,000 | 2,852,000 | 2,870,000 | 2,914,000 |
| Risk-weighted assets | 25,312,000 | 26,071,000 | 26,470,000 | 27,383,000 |