Call reports 2003
ALLFIRST FINANCIAL CENTER NATIONAL ASSOCIATION — 2003
What ALLFIRST FINANCIAL CENTER NATIONAL ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 |
|---|---|---|
| Total assets | 105,433,000 | 80,356,000 |
| Total loans | 13,020,000 | 11,423,000 |
| Allowance for loan losses | 160,000 | 153,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 29,232,000 | 27,208,000 |
| Interest-bearing deposits | 25,633,000 | 24,119,000 |
| Noninterest-bearing deposits | 3,599,000 | 3,089,000 |
| Equity capital | 8,467,000 | 8,909,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 |
|---|---|---|
| Interest income | 296,000 | 283,000 |
| Interest expense | 121,000 | 112,000 |
| Net interest income | 175,000 | 171,000 |
| Noninterest income | 33,000 | 37,000 |
| Noninterest expense | 221,000 | 171,000 |
| Provision for loan losses | -1,000 | 0 |
| Pretax income | -12,000 | 37,000 |
| Income tax | -46,000 | 14,000 |
| Net income | 34,000 | 23,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 |
|---|---|---|
| Tier 1 capital | 8,467,000 | 8,909,000 |
| Total capital | 8,627,000 | 9,062,000 |
| Risk-weighted assets | 35,990,000 | 31,514,000 |