Call reports 2002
ALLFIRST FINANCIAL CENTER NATIONAL ASSOCIATION — 2002
What ALLFIRST FINANCIAL CENTER NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 50,895,000 | 47,644,000 | 65,443,000 | 77,126,000 |
| Total loans | 10,110,000 | 10,643,000 | 13,273,000 | 12,765,000 |
| Allowance for loan losses | 160,000 | 160,000 | 160,000 | 160,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,481,000 | 21,971,000 | 20,791,000 | 30,607,000 |
| Interest-bearing deposits | 19,245,000 | 19,111,000 | 18,066,000 | 27,428,000 |
| Noninterest-bearing deposits | 11,236,000 | 2,860,000 | 2,724,000 | 3,180,000 |
| Equity capital | 8,334,000 | 8,362,000 | 8,391,000 | 8,433,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 349,000 | 649,000 | 951,000 | 1,272,000 |
| Interest expense | 176,000 | 330,000 | 471,000 | 617,000 |
| Net interest income | 173,000 | 319,000 | 480,000 | 655,000 |
| Noninterest income | 39,000 | 73,000 | 109,000 | 149,000 |
| Noninterest expense | 136,000 | 314,000 | 534,000 | 749,000 |
| Provision for loan losses | 3,000 | 27,000 | 24,000 | 23,000 |
| Pretax income | 73,000 | 51,000 | 31,000 | 32,000 |
| Income tax | -13,000 | -63,000 | -112,000 | -153,000 |
| Net income | 86,000 | 114,000 | 143,000 | 185,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,334,000 | 8,362,000 | 8,391,000 | 8,433,000 |
| Total capital | 8,494,000 | 8,522,000 | 8,551,000 | 8,593,000 |
| Risk-weighted assets | 23,331,000 | 23,376,000 | 28,527,000 | 30,144,000 |