Call reports 2001
ALLFIRST FINANCIAL CENTER NATIONAL ASSOCIATION — 2001
What ALLFIRST FINANCIAL CENTER NATIONAL ASSOCIATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 61,427,000 | 73,570,000 | 72,655,000 | 66,013,000 |
| Total loans | 8,750,000 | 8,949,000 | 9,341,000 | 11,327,000 |
| Allowance for loan losses | 160,000 | 160,000 | 160,000 | 160,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,128,000 | 49,312,000 | 42,569,000 | 37,770,000 |
| Interest-bearing deposits | 23,157,000 | 46,194,000 | 39,577,000 | 33,767,000 |
| Noninterest-bearing deposits | 2,971,000 | 3,117,000 | 2,993,000 | 4,003,000 |
| Equity capital | 9,720,000 | 9,883,000 | 9,989,000 | 8,248,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 656,000 | 1,335,000 | 1,956,000 | 2,487,000 |
| Interest expense | 292,000 | 673,000 | 1,029,000 | 1,360,000 |
| Net interest income | 364,000 | 662,000 | 927,000 | 1,127,000 |
| Noninterest income | 23,000 | 58,000 | 88,000 | 379,000 |
| Noninterest expense | 438,000 | 559,000 | 744,000 | 881,000 |
| Provision for loan losses | 1,000 | 18,000 | 24,000 | 32,000 |
| Pretax income | -52,000 | 143,000 | 247,000 | 593,000 |
| Income tax | -62,000 | -30,000 | -32,000 | 55,000 |
| Net income | 10,000 | 173,000 | 279,000 | 538,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,720,000 | 9,883,000 | 9,989,000 | 8,248,000 |
| Total capital | 9,880,000 | 10,043,000 | 10,149,000 | 8,408,000 |
| Risk-weighted assets | 24,236,000 | 27,058,000 | 27,287,000 | 26,747,000 |