Call reports 2025
NEW FRONTIER BANK — 2025
What NEW FRONTIER BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 171,110,000 | 164,831,000 | 168,067,000 | 171,206,000 |
| Total loans | 117,207,000 | 113,924,000 | 125,172,000 | 128,336,000 |
| Allowance for loan losses | 1,134,000 | 1,099,000 | 1,125,000 | 1,134,000 |
| Securities available for sale | 20,294,000 | 23,400,000 | 23,647,000 | 25,019,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 155,762,000 | 148,902,000 | 151,574,000 | 154,869,000 |
| Interest-bearing deposits | 120,809,000 | 118,190,000 | 120,299,000 | 124,651,000 |
| Noninterest-bearing deposits | 34,953,000 | 30,712,000 | 31,275,000 | 30,218,000 |
| Equity capital | 14,688,000 | 15,014,000 | 15,415,000 | 15,674,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,237,000 | 4,495,000 | 6,881,000 | 9,274,000 |
| Interest expense | 937,000 | 1,835,000 | 2,761,000 | 3,680,000 |
| Net interest income | 1,300,000 | 2,660,000 | 4,120,000 | 5,594,000 |
| Noninterest income | 61,000 | 133,000 | 198,000 | 263,000 |
| Noninterest expense | 1,129,000 | 2,263,000 | 3,372,000 | 4,545,000 |
| Provision for loan losses | 7,000 | -31,000 | -14,000 | -11,000 |
| Pretax income | 232,000 | 531,000 | 922,000 | 1,288,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 232,000 | 531,000 | 922,000 | 1,288,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,478,000 | 15,702,000 | 15,839,000 | 15,921,000 |
| Total capital | 16,661,000 | 16,888,000 | 17,059,000 | 17,147,000 |
| Risk-weighted assets | 142,217,000 | 140,505,000 | 151,704,000 | 156,607,000 |