Call reports 2022
NEW FRONTIER BANK — 2022
What NEW FRONTIER BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 138,230,000 | 136,611,000 | 138,174,000 | 136,092,000 |
| Total loans | 87,906,000 | 90,503,000 | 96,821,000 | 100,648,000 |
| Allowance for loan losses | 1,166,000 | 1,166,000 | 1,166,000 | 1,166,000 |
| Securities available for sale | 25,789,000 | 25,224,000 | 24,095,000 | 24,282,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,473,000 | 124,243,000 | 125,553,000 | 123,881,000 |
| Interest-bearing deposits | 81,874,000 | 85,497,000 | 88,773,000 | 87,321,000 |
| Noninterest-bearing deposits | 43,599,000 | 38,746,000 | 36,780,000 | 36,560,000 |
| Equity capital | 12,481,000 | 11,970,000 | 12,083,000 | 12,024,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,088,000 | 2,249,000 | 3,581,000 | 5,074,000 |
| Interest expense | 104,000 | 203,000 | 330,000 | 529,000 |
| Net interest income | 984,000 | 2,046,000 | 3,251,000 | 4,545,000 |
| Noninterest income | 64,000 | 133,000 | 532,000 | 592,000 |
| Noninterest expense | 738,000 | 1,503,000 | 2,302,000 | 3,133,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 310,000 | 676,000 | 1,481,000 | 2,004,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 310,000 | 676,000 | 1,481,000 | 2,004,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,544,000 | 12,851,000 | 13,597,000 | 13,484,000 |
| Total capital | 13,710,000 | 14,017,000 | 14,763,000 | 14,650,000 |
| Risk-weighted assets | 115,659,000 | 119,039,000 | 124,149,000 | 128,191,000 |