Call reports 2021
NEW FRONTIER BANK — 2021
What NEW FRONTIER BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 124,250,000 | 125,603,000 | 130,508,000 | 135,018,000 |
| Total loans | 81,414,000 | 85,852,000 | 87,169,000 | 87,018,000 |
| Allowance for loan losses | 1,074,000 | 1,085,000 | 1,149,000 | 1,166,000 |
| Securities available for sale | 25,223,000 | 24,826,000 | 24,113,000 | 24,049,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,403,000 | 112,492,000 | 116,793,000 | 121,503,000 |
| Interest-bearing deposits | 77,006,000 | 78,632,000 | 81,997,000 | 83,204,000 |
| Noninterest-bearing deposits | 35,397,000 | 33,860,000 | 34,796,000 | 38,299,000 |
| Equity capital | 11,569,000 | 12,721,000 | 13,225,000 | 13,332,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,187,000 | 2,284,000 | 3,537,000 | 4,644,000 |
| Interest expense | 138,000 | 259,000 | 380,000 | 499,000 |
| Net interest income | 1,049,000 | 2,025,000 | 3,157,000 | 4,145,000 |
| Noninterest income | 68,000 | 652,000 | 918,000 | 990,000 |
| Noninterest expense | 737,000 | 1,504,000 | 2,305,000 | 3,080,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 380,000 | 1,173,000 | 1,772,000 | 2,057,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 380,000 | 1,173,000 | 1,772,000 | 2,057,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,491,000 | 11,489,000 | 12,043,000 | 12,285,000 |
| Total capital | 11,565,000 | 12,574,000 | 13,192,000 | 13,451,000 |
| Risk-weighted assets | 101,018,000 | 103,744,000 | 108,596,000 | 110,866,000 |