Call reports 2018
NEW FRONTIER BANK — 2018
What NEW FRONTIER BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 85,537,000 | 82,566,000 | 81,827,000 | 83,419,000 |
| Total loans | 59,907,000 | 57,586,000 | 58,635,000 | 60,790,000 |
| Allowance for loan losses | 142,000 | 282,000 | 425,000 | 566,000 |
| Securities available for sale | 13,009,000 | 12,881,000 | 12,624,000 | 12,159,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,106,000 | 74,155,000 | 73,440,000 | 73,929,000 |
| Interest-bearing deposits | 59,160,000 | 56,323,000 | 54,666,000 | 55,130,000 |
| Noninterest-bearing deposits | 17,946,000 | 17,832,000 | 18,774,000 | 18,799,000 |
| Equity capital | 8,263,000 | 8,241,000 | 8,174,000 | 8,344,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 835,000 | 1,594,000 | 2,365,000 | 3,154,000 |
| Interest expense | 57,000 | 110,000 | 168,000 | 231,000 |
| Net interest income | 778,000 | 1,484,000 | 2,197,000 | 2,923,000 |
| Noninterest income | 269,000 | 520,000 | 754,000 | 967,000 |
| Noninterest expense | 842,000 | 1,671,000 | 2,463,000 | 3,233,000 |
| Provision for loan losses | 134,000 | 267,000 | 403,000 | 538,000 |
| Pretax income | 71,000 | 66,000 | 85,000 | 119,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 71,000 | 66,000 | 85,000 | 119,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,585,000 | 7,594,000 | 7,630,000 | 7,680,000 |
| Total capital | 7,727,000 | 7,876,000 | 8,055,000 | 8,246,000 |
| Risk-weighted assets | 69,119,000 | 68,300,000 | 69,118,000 | 71,190,000 |