Call reports 2015
NEW FRONTIER BANK — 2015
What NEW FRONTIER BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 94,782,000 | 94,064,000 | 93,800,000 | 92,417,000 |
| Total loans | 58,267,000 | 56,400,000 | 61,099,000 | 61,302,000 |
| Allowance for loan losses | 2,067,000 | 1,485,000 | 1,504,000 | 1,482,000 |
| Securities available for sale | 20,927,000 | 21,733,000 | 20,613,000 | 19,256,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,090,000 | 85,051,000 | 84,005,000 | 82,757,000 |
| Interest-bearing deposits | 70,673,000 | 69,587,000 | 67,804,000 | 65,829,000 |
| Noninterest-bearing deposits | 15,417,000 | 15,464,000 | 16,201,000 | 16,928,000 |
| Equity capital | 8,227,000 | 8,617,000 | 8,970,000 | 9,254,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 870,000 | 1,728,000 | 2,847,000 | 4,040,000 |
| Interest expense | 76,000 | 152,000 | 225,000 | 298,000 |
| Net interest income | 794,000 | 1,576,000 | 2,622,000 | 3,742,000 |
| Noninterest income | 132,000 | 261,000 | 341,000 | 444,000 |
| Noninterest expense | 816,000 | 1,671,000 | 2,547,000 | 3,401,000 |
| Provision for loan losses | 0 | -400,000 | -400,000 | -400,000 |
| Pretax income | 110,000 | 566,000 | 816,000 | 1,185,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 110,000 | 566,000 | 816,000 | 1,185,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,261,000 | 8,717,000 | 8,967,000 | 9,336,000 |
| Total capital | 9,104,000 | 9,552,000 | 9,856,000 | 10,250,000 |
| Risk-weighted assets | 66,230,000 | 66,172,000 | 70,503,000 | 72,536,000 |